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Life Insurance Products

Right Life Insurance

Buy-Sell Agreements
Funding a buy-sell agreement with life insurance to help your clients:

  • Protect against unintended or unwelcome transfers of ownership
  • Prevent heirs from having an inheritance they can’t use
  • Provide funding for the transfer of ownership of the business
  • Avoid lengthy probate disputes and potential lawsuits

Executive Bonus Arrangements
Help incentivize employee retention with an attractive benefit.

  • Provide an exclusive compensation package for selected employees
  • Offer tax advantages for the employer
  • Easy to implement and administer

We Help You Focus

Key Person Plans
Help protect against financial losses from the death of a key person, including:

  • Loss of managerial skill and experience
  • Decrease in sales
  • Adverse effects on production
  • Restrictions on credit to the company
  • Expense of recruiting and training a replacement

Emerging Liability Risk

Pathfinder investigates different methods that aim to reduce uncertainty in emerging liabilities through careful planning of life insurance with cash values.